FAQ

Yes. We work with multiple lenders that approve all credit situations. Good credit, Bad credit, No credit; no problem. Fill out our credit application by clicking this link. Our online application is secure and encrypted (SSL) so you don't have to worry about identity theft or malicious credit usage.

While every lender requirement is different. It is usually good practice to bring the following:

• Driver's license or any other form of ID (Identification card, passport, etc.)
• Proof of income (most recent paystub, Turbopass report or 3 months bank statements if self employed)
• Proof of residency (phone bill, utility bill, or bank statement with your name and current address)
• Current vehicle Insurance card (if you don't have a vehicle, then you don't need this)

TurboPass is a digital verification platform used primarily by auto dealerships and lenders. It replaces slow, traditional paper documents (like printed pay stubs or bank statements) by letting customers securely connect their financial accounts or IDs via a mobile link to generate instant verification reports.

We have $0 downpayment for qualified buyers. Typically, our customers come in with between $1000 - $2000 downpayment. They may also have a trade-in that can cover the downpayment. As long as it's clean title and has no financing, we can use the trade-in directly towards the vehicle being purchased.

Yes. We work with self-employed, 1099 contractors, fixed income, and cash income. We can get your loan approved. We can use Turbopass or 3 months bank statements to provide income.

Rates vary based on credit history, loan terms, and the vehicle's age. Get a personalized quote via our online pre-approval tool here.

Yes. Our finance department partners with specialized subprime and non-prime lenders who look past repossessions or bankruptcies (whether Chapter 7 or Chapter 13). Proof of steady income, a down payment, or a co-signer, can improve your odds of getting approved.

Our appraisal process is quick and easy. 30 minutes or less. Our sales advisor and service technician will examine your trade-in and pull a Carfax report. They will then check your car visually and mechanically. This may include a short test drive. Once that is completed, they will provide you with a valuation. You can also use our online valuation tool here, and we can provide you with a trade-in value by e-mail. Make sure to include the VIN and mileage.

Yes. When you owe money (have a lien) on your car, our team will contact your lender to get the payoff amount and handle all the paperwork, removing all the complexity for you, “the buyer”. This process can take a day or two because your lender will need to be contacted and they would need to provide the payoff quote so we can payoff the car. Alternatively, if you've already paid off the car and have the title, the transaction can be completed instantaneously.

Absolutely. Yes. We buy all makes and models directly from the public with no obligation to purchase a replacement vehicle.

Our written appraisal offers are guaranteed for 7 days or 300 miles. After that, we would just need to reappraise the vehicle.

Trade-in value is determined by mileage, condition, accident history, and current local market demand for that specific model. The better the service records and Carfax, the higher the trade-in value.

Every one of our vehicles includes a free CARFAX report advertised on our website. We also include all our vehicles with a 90 day warranty (when purchased at advertised price). Click here to see our hand selected inventory.

You will need to bring a valid driver's license. You can also bring a California ID, preliminary driving license or a letter from the DMV indicating you have lost your license and are waiting for a replacement.

In most cases, No. We try to be fair to all our customers. We operate on a first come first serve basis. In some cases, where the customer has already signed the purchase order and is waiting for funds to clear or a third party loan to be finalized, a manager can make an exception as long as a non-refundable deposit is placed to hold the vehicle for 7 days.

Yes. You can buy your car using our remote buying process. And we can also deliver the car to you if you're within 30 miles of La Mesa, CA. We have high-definition photos and a full video walkaround of all our cars, so you can confidently complete the entire buying process remotely. We ship nationwide also for an additional fee. Contact us to get a quote.

We conduct a 150 multi-point service inspection, safety checks, and a professional detailing process, so you can be rest assured that your car is safe and reliable.

Absolutely. Yes. Our policy welcomes independent inspections. We believe in complete transparency. Put our cars to the test with your mechanic. We know you will come back wanting to buy it for yourself or a loved one.

Yes. We have a diverse inventory. We focus on fuel efficient sedans, 3 row SUVs for families, and trucks for work or pleasure.

While all our used cars pass a rigorous safety check, CPO vehicles come with higher price tags (often $2000 or more) and with factory-backed or extended dealership warranties. We do sell extended warranties that provide the same or higher level of protection as CPO vehicles. Ask us about how you can protect your new investment with our top tier extended warranty coverages for all types of cars including electric vehicles.

We are located at 7480 El Cajon Blvd, La Mesa CA 91942. We are located close to San Diego State University, El Cajon and Spring Valley. Click here for our Google Maps directions.

We are family-owned and have been operating in San Diego for many years. We support our local high school teams and recreational leagues. We have friendly staff that will welcome you in and work with you to find the right vehicle and the best financing terms. You can speak to our service staff about the vehicle you're looking to buy and they can explain what service and repairs they did to the vehicle. You can also take it for a test drive and make sure that you are in love with your new vehicle before you buy it.

No. You will only pay taxes, government fees, a DMV filing fee, and a documentation (doc) fee. You will see all these fees itemized up front before signing your purchase documents. We believe in "no surprises" pricing. All of our fees are itemized in the Disclaimer section of our website.

Our exact hours are on our website, please check our newest hours or call us ahead of time before coming in.

Yes. We sell cars nationwide. You can purchase a car from us remotely (with $0 sales tax) and we can ship the car to your state and provide you with the title so you can register your car there. You can also pickup a used car from our lot and drive it to your state as well, saving on shipping cost. However, you will be required to pay the La Mesa sales tax since California requires all vehicles picked up in state must be charged sales tax.

We provide discounts for our repeat customer and first responders. We also offer a cash referral bonus when you recommend our dealership to your friends or family. It's our way of saying 'thank you' for supporting local businesses.